Business
Citizens State Bank is focused on meeting all of your business banking needs
Loans
Our bank is devoted to meeting the credit needs of your business. We believe a strong commercial base is a key to the health of our local economy.
Operating Loans & Lines of Credit
For short-term working capital needs.
Term Loans
For fixed assets such as equipment, machinery, vehicles and real estate.
Loan Programs Through the SBA
We participate in Small Business Administration programs.
Checking
Regular Business Checking
This checking account is especially suited for small businesses. It requires a low minimum balance and features monthly statements. Our small business owners love its easy maintenance.
Business Plus Checking
This account works well for our larger business customers. The minimum balance is easy to carry, monthly statements are standard, and checking balances earn interest.
Comparison Chart
| Regular Business | Business Plus | |
|---|---|---|
| Minimum Balance | $250 | $1000 |
| Monthly Service Charge | $5 per month if your balance falls below $250 | $8 per month if your balance falls below $1000 |
| Interest | None | Paid monthly, accrued when minimum daily balance is over $1000 |
| Statement Frequency | Monthly | Monthly |
Serving the Community Since 1901.